At one time an annuity rate was based on a very simple concept. The annuity provider, usually an insurance company looked at simple details such as your age, the age of your spouse and the frequency with which you wanted annuity payments to paid and then made its calculation by reference to its ordinary rate book.
However times have changed and it's acknowledged that approximately 40%* of people could qualify for an enhanced annuity due to lifestyle, health conditions, their occupation or even their postcode.

Ask yourself three simple questions;

1. Do you smoke?
2. Are you currently taking prescribed medicine?
3. Have you ever been hospitalised due to a serious medical condition?

If the answer is 'yes' to any of these then you could qualify for an enhanced annuity rate.
It has been estimated that 28%* of annuitants receive less income for the rest of their lives as a result of selecting the wrong annuity.
To make the most all your pension annuity opportunities contact us today for impartial professional informed advice on one of the most important choices you might ever make